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UPI's new 0.4% MDR on large merchant payments aims to sustain free transactions. This revenue will support infrastructure, cybersecurity, and innovation in digital payments. As UPI scales, maintaining a balance between funding and user accessibility is crucial for its future.
Nepal's recent floods led to $2.56 billion in losses, emphasizing the need for disaster insurance awareness among Indian businesses. With India facing $8 billion in annual disaster losses, the situation reveals critical insights into insurance policies. The Sikkim GLOF disaster of 2023 further illustrates how sub-limits can leave 'All Risk' policies dangerously underinsured, urging businesses to reassess their coverage strategies.
Long-duration debt funds currently yield 7.8%, but rising bond yields may impact returns. Investors must decide whether to lock in these rates or explore shorter-duration options. Experts weigh in on the best strategies for navigating potential market changes and maximizing returns in a fluctuating interest rate environment.
Small-cap funds see record inflows of ₹7,973 crore in August, highlighting their growing appeal. The Nifty Smallcap 250 has outperformed the Nifty 50, but investors should be cautious of historical volatility. A longer holding period and suitable risk appetite are essential for navigating these market swings.