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Why Your Credit Score Drops Despite Timely EMI Payments
Your credit score can drop even if you pay your EMIs on time. Factors like high credit utilization, loan inquiries, and closed old cards can negatively impact your score. Additionally, the RBI's new credit reporting rule, effective January 2025, will accelerate the reflection of these changes. Understanding these elements is crucial for maintaining a healthy credit score.
βοΈ AI Verdict
"It's a credit conundrum that leaves many scratching their heads!"
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