
Discover how PPF can yield over 11% effective returns for eligible taxpayers. By leveraging the Section 80C tax benefit, old-regime taxpayers can significantly enhance their PPF earnings. This article explains the calculations and why not all investors can take advantage of this opportunity, making it essential reading for savvy investors.
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RBI's June 2026 report reveals a drop in lending rates to 9.26%, highlighting a 19.7% increase in credit to women borrowers. Overall bank credit growth reached 16.5%, with personal loans rising by 12.7%. Notably, non-metro areas showed stronger credit growth, indicating a shift in lending dynamics across the country.
The CPI-IW has increased to 153.2, indicating a potential 64% Dearness Allowance (DA) for central government employees in January 2027. This calculation is based on the latest CPI-IW data and will be finalized after further data from August to December 2026. The DA adjustment is crucial for employees, impacting their financial stability and purchasing power.
High-yield investments like dividend stocks and REITs can seem appealing, but investors must consider cash flows and total returns. Understanding capital preservation and tax implications is crucial for making informed decisions. This guide helps income investors navigate the complexities of high-yield investments for better financial outcomes.
The NCDRC has ruled that lenders can surrender life insurance policies pledged for bank loans without policyholder consent. This decision impacts many who use LIC policies as collateral. Understanding this ruling is crucial for policyholders to navigate their rights and responsibilities when using insurance as loan security.