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RBI's New Rules: Smartphone Locking for Missed EMI Payments
RBI's new guidelines may allow lenders to lock smartphones for missed EMI payments. Effective January 1, 2027, this framework aims to regulate loan recovery practices. The Reserve Bank of India emphasizes responsible lending while addressing concerns over consumer protection and financial discipline.
βοΈ AI Verdict
"Looks like your smartphone might get a timeout if you miss a payment!"
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File ID: #344341Original Source: Times Of India β
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